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Uninsured & Underinsured Motorists

Gainesville and Ocala Uninsured Motorist Attorneys

Handling Florida Accident Cases Involving Uninsured or Underinsured Motorists

Though all motorists are required to carry a certain level of insurance on their cars and other motor vehicles, many drivers do not. In today's economic climate, more people than ever are driving around in uninsured or underinsured vehicles. It is for this reason that the most important insurance coverage you can carry is underinsured/uninsured motorist coverage (UM/UIM).

At the law firm of Schackow Mercadante & Edwards, our personal injury lawyers are highly knowledgeable of many types of insurance issues. We have handled cases with insurance companies for years and understand how to examine policies to ensure that your coverage is being upheld. Get in touch with our firm today to schedule a free initial consultation to discuss how uninsured or underinsured motorist coverage may apply in your case.

Uninsured Motorist Coverage

Uninsured motorist coverage is a type of insurance that you carry on your motor vehicle insurance policy. The coverage is designed to compensate you for the costs of your injuries or losses if you are involved in a car accident with a driver who does not have any insurance. This can include hit-and-run accident cases where you do not know who the driver is and if he or she had insurance.

Underinsured Driver Coverage

Serious injuries that can result from even a minor car accident can cause costly medical bills and other expenses. Even if the negligent driver had some type of insurance, the coverage that he or she has may not be enough to cover the full amount of your medical bills and other losses. If your injury claim is not fully covered by the other driver's insurance company, it may be possible for you to bring a claim against your own insurance company in order to recover for your costs, up to the limits set by your policy.

Free attorney consultation: Contact the underinsured and uninsured motorist lawyers at Schackow Mercadante & Edwards in Gainesville and Ocala, Florida.